If you think of your home as your single greatest financial asset, it's easy to see why it makes sense to stay on top of your mortgage, keep an eye on the market and routinely weigh your options.
There are many questions to consider, and at times the math isn’t simple. So, we’ve provided a variety of tools to help you assess your home financing plan and determine which choices and products might be best for you.
Click on any of the questions below, and we'll provide more information and easy calculators you can use to guide your decisions
a) How much can I borrow?
b) How much will my mortgage payments be?
c) How much will adjustable rate payments be?
d) Which is better: fixed or adjustable?
e) How much should I put down?
f) What will your closing costs be?
g) What home can I afford?
h) How much can I save in taxes?
i) Which is better: 15- or 30- year loan term?
j) Buying a home vs. renting
k) How can I reduce mortgage insurance costs?
l) Which lender has the better loan?
m) Side by Side Loan Comparison
n) How advantageous are extra payments?
o) Am I better off refinancing?
p) How large a line of credit can I obtain?
q) Should I consolidate debts?
r) Should I use a home equity loan instead of an auto loan?
s) How much will my loan payments be?
t) What will it take to pay off my line of credit?