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What is Escrow [video]

Making a simple financial transaction is pretty straightforward, right? You get the goods, he gets the money, and a receipt is your proof of ownership. But how do you make a financial transaction as large and as complicated as a home purchase or refinance?

How Escrow Works

That's where escrow comes in. Your escrow officer is an essential partner who mediates a complicated financial transaction to make sure it's done accurately and fairly.

Here's how it works: When a buyer and seller come to an agreement on the terms of sale, everyone involved gives their part of the transaction to the escrow officer. Then the escrow officer ensures everyone does what they agreed to do before handing over the deed and distributing funds appropriately. And by the time the property changes hands or the refinance is complete, all the variables are coordinated and everyone has peace of mind it was all done correctly! To learn more about escrow contact your Ticor Title representative.

Escrow Workflow

Escrow WorkflowThe Escrow process in 12 steps.

This flowchart illustrates important milestones during a real estate transaction and indicates which items are performed by escrow and which items are performed by the Lender.

Click here to download

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