A Title Commitment (also known as a Preliminary Report in some areas) is a dated formal report that sets out in detail the conditions under which a policy of title insurance would be issued on a particular parcel of land. The report reflects the matters which would be shown as exceptions in a policy of the title insurance so that the parties to the transaction will be aware of any of those matters of record that may need to be cleared prior to the closing of the transaction. This report is issued before the title policy—hence the name Title Commitment.

We have created a guide to assist in how to identify and understand the following…

The estate or interest covered.
The record owner of the estate or interest.
A legal description of the parcel of land covered.
Requirements and Notes.
The easements, liens, encumbrances and other matters which affect the title to the land at the date and time of the report.

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