Archive for the Blog Category

Please join us in Welcoming Debbie Stevens to Ticor Title!

With over 35 years of experience in Title and Escrow, Debbie Stevens is a known and trusted resource for connections and solutions that move clients forward in the business of real estate. She is excited to now be a part of Ticor Title!

Since founding her own escrow company in 1996, Debbie has been a successful Title and Escrow professional and thought-leader in the Puget Sound real estate and lending industries.
She is most passionate about being in the field, connecting and deepening her relationships. She works tirelessly to make her clients look good and their transactions close smoothly. Debbie is a fountain of lead-gen and marketing ideas and is widely considered one of the industry’s best problem-solvers; a powerful advocate for Agents, Loan Officers, Buyers, and Sellers.

Those who know her best describe Debbie as kind, loyal, thoughtful, driven, always having a smile to share and really fun. She loves to travel and her family and close friends mean everything to her. An avid lover of champagne, Debbie looks for any reason to toast life’s meaningful moments – like the successful closing of your next transaction!  

Join us in welcoming Debbie to Ticor!

You can reach Debbie at 425-577-9931 or Debbie.Stevens@TicorTitle.com

Ticor Tech Tip – New Scam Targeting Unemployment Benefits – What to Look Out For

ID Thieves Are Now Targeting Unemployment Benefits

As the COVID-19 pandemic continues to grow across the country, so do the number of COVID-19 scams that have been appearing trying to get access to personal and financial information. With this in mind we are proud to say we have partnered with long time local area consumer protection advocate Herb Weisbaum of KOMO to bring you Technology and Title Tips. 

Fraudsters will always try to take advantage of new opportunities in a time of crisis like evictions, foreclosures assistance, stimulus payments, and unemployment benefits.

The Coronavirus (COVID19) pandemic is a dream come true for con artists across the globe.

“There is something for every scammer,” said Eva Velasquez, president and CEO of the non-profit Identity Theft Resource Center, who has been fighting fraud for more than 30 years now. “The scope and the scale of all the different types of scams stemming from the pandemic is something I’ve actually never seen before.”

“So we are getting calls from many people who are trying to apply for unemployment and they finally get through, which is an arduous task in itself, and they find that they’re not eligible, that they’ve already applied for it – when in fact, they know they haven’t,” Velasquez told me. “They’re crime victims and they are out that money at a time when they need it to live.”

“It can be difficult to decipher which emails, phone calls, social media posts or text messages are scams versus legitimate ones. People are scared, people are out of work, and government relief programs are distributing money in unprecedented amounts. Identity thieves are now targeting people who are out of work, trying to steal their unemployment benefits,” she said.

Unsure if something is legitimate? Go to the source of the potential assistance. That means if the offer of unemployment benefits seems to be uncharacteristic, go directly to the employment development department and check their website. If it has to do with housing – whether that’s eviction or foreclosure assistance – head to that source (local housing commission, banking institution, etc.). Don’t trust an inbound message that isn’t verifiable.

Listen to the Consumer Tip Below.

Follow these links to read more.

If you’ve been the victim of a scam or want to check on something before you click a link or provide personal information, contact the Identity Theft Resource Center (or call 888-400-5530) and talk or chat with one of their expert advisors.

Thank you from all of us at Ticor Title! 

Reid Vance Celebrates His 25th Year with Ticor Title!

Reid has been a valued teammate and asset to our clients for 25 years. We are so privileged to have his knowledge, generosity, and leadership. Please reach out to our Chief Title Officer Reid Vance as we celebrate his 25th anniversary with Ticor Title!

Cultivating a Healthy Work & Home Environment

Use these tips to stay on track and find your balance…

CONTINUE YOUR ROUTINE –
Wake up at your usual time, get dressed, wash your face and get ready for the day. You’ll feel better and be ready for those impromptu video calls.

DESIGNATE A WORKSPACE FOR YOUR HOME OFFICE –
Create an “office area” within your home. Having a spot that you treat as your “workplace” will help ease you into the same work mindset you have when you’re at the office.

COMMUNICATE OFTEN AND SET GOALS –
Establish an accountability group with your co-workers or team. Check in with each other about what you’re working on, and hold each other accountable.

KEEP CLEARLY DEFINED WORKING HOURS –
Honor your office hours. If you typically work 8-5 when you have to go to the office, try to keep those hours the same while working from home. Don’t forget to take time to enjoy some lunch!

REMEMBER YOU’RE AT WORK –
Avoid the distraction of multi-tasking. Do what you can to minimize distractions. If you don’t have a television playing in your office at work, don’t have one playing at home.

DON’T GET CONSUMED BY THE NEWS –
While it’s good to stay informed, it’s also easy to scroll your way into an anxious mess. Try setting timers for any breaks you take. You don’t want to get too immersed and forget you’re at work altogether.

Ticor Tech Tip – What to Look Out For in the New Phone Scam Targeting Stimulus Payments

Many of us will be getting a stimulus payment from the federal government, and phone fraudsters are using this to attempt to get our bank information. 

Fraudsters are now using the the pending stimulus payments to take advantage of unsuspecting victims. If you receive any phone calls, texts or emails saying they are with the federal government to assist with the stimulus payment, hang up or ignore them. If engaged they will go on to ask for additional information to process your stimulus payment, and in some cases will send you an email that contains a phishing link to steal your banking information. 

What to look out for?

Listen to the Consumer Tip Below.

Follow these links to read more.

Thank you from all of us at Ticor Title! 

Ticor Tech Tip – How to Stay Protected from E-Mail Scams Exploiting COVID-19 (Coronavirus)

COVID-19 (Coronavirus) E-Mail Scams Can Be Difficult to Spot

Fraudsters hope to exploit your fears with phishing e-mails designed to steal money, snag personal information and infect computers. With this in mind we are proud to say we have partnered with long time local area consumer protection advocate Herb Weisbaum of KOMO to bring you Technology and Title Tips. With this current phishing attack, the fraudsters are designing their e-mails to look like they’re coming from the CDC or the WHO. They typically have an attention-grabbing subject line, such as “Coronavirus outbreak in your city (Emergency)” and often include the agency’s logo — cut and pasted from the real website — to add credibility.

COVID-19 (Coronavirus) Emails Scams can be difficult to spot – What to look out for?

Listen to the Consumer Tip Below.

Follow these links to read more.

Thank you from all of us at Ticor Title! 

Remote Signing Options to Serve You!

We at Ticor Title want you to know our biggest priority is the health and well-being of our clients and employees. As the severity of COVID-19 continues to develop, we are working diligently to make sure your transactions remain uninterrupted. Please be assured Ticor has the systems and resources in place to continue to support you and your clients during the closing process. 

A third-party service offered free of charge. This method requires buyer/borrowers lender approval and may not be a fit for all transactions.

  • You will connect with the notary using a tablet or computer which must have a webcam and microphone.
  • The online notary will verify your identity (signor must have a social security number and valid identification card)
  • Your notary will review your documents with you and all will be signed electronically.
  • Your final closing documents will be sent to you electronically.

  • Sign documents in the comfort of your home (or in driveway if preferred) eliminating the need to come into our office.
  • Your final signed copies will be emailed.
  • Been sick or exposed? Please call us.

  • All offices are open and conducting business by appointment only.
  • When possible, we ask that everyone remain in compliance with social distancing during the signing appointment.
  • Before and after each appointment, the chair(s), table(s), and door handle(s) will be wiped down with disinfecting wipes or alternate disinfecting solution(s).
  • New pens will be distributed to each closing participant and will not be reused.
  • Please ensure that only those deemed “essential” to the signing appointments are attending. Please leave children at home.
  • Been sick or exposed? Please call us.

  • Available for sellers, cash buyers and buyers/borrowers with lender approval.
  • Sign majority of your closing documents via Docusign, an electronic platform, from the security of your home.
  • All documents requiring notarization will be signed with a mobile notary limiting the amount of time for the in-person signing to approx 5-10 minutes.
  • Your final signed copies will be emailed.
  • Been sick or exposed? Please call us

Please contact your Sales Executive for any questions or
specific requests so we can help accommodate.
 

Thank you from all of us at Ticor Title! 

Ticor Business Update – COVID-19

To our clients,

At Ticor Title, our people and clients are our top priority and we are committed to doing what we need to do to protect them while helping stop the spread of COVID-19. As a result, we continue to closely follow guidance issued by the CDC, WHO, and other state agencies as it relates to safety protocols and virus protection. With this in mind, we have implemented alternative work arrangements across all of our offices and have approved as many of our people as possible in each office to work remotely.

We have spent time both testing and expanding our remote working capabilities to minimize any disruption of the service levels you have come to expect. However, in this unprecedented time, we ask for your patience as we diligently work to meet these new challenges and the needs of our people, our clients, and our communities.

During these alternative work arrangements, we also wanted to make sure that you are aware of the following practices that are in place in our title operations to help continue closing real estate transactions.

  • Earnest Money Deposits: You can send Earnest Money Deposits via wire transfers. As with all wires, remember that wire fraud is real and home buyers and sellers are the biggest targets. As a best practice, confirm all wiring instructions, including specific banking information, by phone before transferring funds. Use the phone number for your closing agent/escrow officer provided on their website or from a business card. Never rely on phone numbers in email communications.
  • Virtual Signings and eSign Tools (where and when available): To eliminate or significantly reduce reliance on in-person closing and signings, Virtual Signings and eSign tools are available for customers to sign eligible documents from their homes.
  • Video Consultations: Our operations have access to video conference technology to facilitate consultations with customers to review documents and answer questions prior to or as part of the closing process.
  • Efficient Closings: Our goal is to streamline the amount of time you are in our offices or required for closings. We are customizing solutions for each office to accommodate customer needs.
  • eRecording: At this time, the majority of county recorder offices appear to be functioning, or are only closed to the public, so that documents continue to be recorded, and online records remain searchable and up-to-date. However, that is not true in all cases. As a result, we are providing local managers with authority, where appropriate, to issue policies providing coverage during the gap created by recording or posting delays created by government office closures.

We are in a rapidly changing environment as a result of COVID-19, and the impacts on our national and local communities are changing hourly, including the closing of some local government recording offices. At this time, the majority of these offices appear to be functioning, or are only closed to the public, so that documents continue to be recorded, and online records remain searchable and up-to-date. We are closely monitoring this pandemic situation, and you are encouraged to contact our office with any concerns or questions related to your transactions.

Safeguarding the health and safety of our customers and employees is our top priority.

Ticor Title is open for business and staff are here to help our clients/customers but by appointment only. With the current health concerns regarding COVID-19, we ask that you call to set appointment if you are coming into our office.

Thank you,

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John Bloomquist
Senior Vice President | County Manager

Ticor is Thinking About You!

We not only ensure seamless closings;
we also think about our clients’ well-being.

 Use your Ticor stress ball to keep your
hands busy and away from your face.

Contact your Sales Executive
if you’d like to have one sent to you.

Ticor is Committed to Your Health

We at Ticor Title want you to know our biggest priority is the health and well-being of our clients and employees. As the severity of COVID-19 continues to develop, we are working diligently to make sure your transactions remain uninterrupted. Please be assured Ticor has the systems and resources in place to continue to support you and your clients during the closing process. In addition our heightened health and sanitary procedures are now in effect at every Ticor Title branch location.

Here are just a few ways we are able to assist during this time…

  • startSecure is a complete Digital Opening Package, including support for digital signatures
  • Remote video conferencing options are available
  • TicorExpress is available for 24/7 Property Profiles
  • A Mobile Notary is standard and included with our Escrow Fee

Please contact your Sales Executive for any questions or specific requests so we can help accommodate. 

Thank you from all of us at Ticor Title! 

Contact

Ticor Title Washington State

10840 SE 208th Street
Kent, WA 98031
844-MY-TICOR

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