Title Reviews Get a Facelift

On September 23, 2013   /   Title Insurance  

This month we’re rolling out an improved look and feel for our ‘Title Reviews.’ The handsome, new format provides a title review summary that is easier to read, and easy to share with your clients if you choose to. With any preliminary title ordered on your listings with Ticor, you’ll receive an email that includes a link or PDF to the new ‘at a glance’ report. Look for your Title Review within a few days of receipt of your initial title report.

Detect red flags early

Clouds on Title to a property have the potential of slowing the closing process if they are not identified and addressed early in the process. Our Title reviews will help you identify these potential red flags in order to set proper expectations with parties involved and save time in the long run.

Examples of red flags to look for

  • Seller not vested in title
  • Judgments and/or liens against seller
  • Pending law suits
  • Real estate contracts
  • Recorded housing code violations
  • Statement of Identity / I.D. Affidavit

Our specialists are part of your team

Your Ticor Property Information specialists are preparing these specifically for you for every listing transaction you place. This brings the added benefit of our team’s vast experience in virtually any item that may appear on your reports. Of course, we’re always glad to help you understand what these terms mean. And, most importantly, we’ll work closely with you, to help address and resolve these matters early in the course of the transaction.

Please take a moment to flip (scroll) through the handy new title review following your next (preliminary title) order with Ticor. If you have questions regarding your report, please contact us. We’re here to help.

Questions or comments? Please share below

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What To Do If Your Identity Is Stolen

On September 3, 2013   /   Blog, Escrow  
What to do if your identity is stolen

If your identity is stolen, follow these three simple steps:

  1. Place an initial fraud alert on your credit report
  2. Order your credit reports
  3. Create an Identity Theft Report

Step 1: Place Fraud Alert on Your Credit Report

What to do if your identity is stolenCall one of the nationwide credit reporting companies, and ask for a fraud alert on your credit report. The company you call must contact the other two so they can put fraud alerts on your files. An initial fraud alert is good for 90 days.

  • TransUnion: 1 800-680-7289
  • Equifax: 1 800-525-6285
  • Experian: 1 888-397-3742

Step 2: Order Credit Reports

Each company’s credit report is slightly different, so order a report from each company. Read your reports carefully to see if the information is correct. If you see mistakes or signs of fraud, contact the credit reporting company. ID theft victims get a copy of their reports for free.

Step 3: Create an Identity Theft Report

An Identity Theft Report can help you get fraudulent information removed from your credit report, stop a company from collecting debts caused by identity theft and get information about accounts a thief opened in your name.

To create an Identity Theft Report:

File a complaint with the FTC at https://www.ftccomplaintassistant.gov/. Your completed complaint is called an FTC Affidavit. Take your FTC Affidavit to your local police station (or to the station where the theft occurred) and file a police report. Get a copy of the police report. These two documents comprise an Identity Theft Report.

Recovering from identity theft can be very time consuming. It is important to act fast completing the steps above. For more information log on to the Federal Trade Commission website at www.ftc.gov/idtheft.

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