Everyone has a checklist of things they look for when buying a house, right? Like maybe looking for a quiet tree-lined street in a neighborhood with good schools not far from work. These are all important things to consider. But what about the property’s history?

How Title Insurance Works

Over the years things like liens, easements, and subdivisions may cause confusion over who has rights to the property. And the last thing you want as a homeowner is a big kerfuffle to put your property in jeopardy! That’s where title insurance comes in. When you buy or refinance a home, title insurance confirms there are no disputes over who has rights to the property.

Here’s how it works: Unlike auto, health, or homeowners insurance where you pay a monthly premium for value after an action, you pay for title insurance upfront to protect you from future claims.

By the time you’re ready to close the deal, title insurance gives you and your lender peace of mind that any disputes or restrictions are resolved or known. To learn more about how title insurance protects your rights to your home, contact your Ticor Title representative.

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